What Is the Impact of Medical Debt on My Credit Report?
How does medical debt affect your credit report, and what recent changes in law and reporting standards should consumers and data furnishers be…
Category: Rental Payments
How Should Closed Accounts Be Reported, Including Those Closed at the Consumer’s Request?
What are the proper procedures for reporting closed accounts, and how should accounts closed at the consumer’s request be flagged to ensure compliance…
How Should Accounts Included in Bankruptcy Be Reported? A Guide for Data Furnishers
What are the correct procedures for reporting accounts included in bankruptcy, and how do FCRA and Metro 2® guidelines shape these requirements? Reporting…
How Do I Report an Account That Has Been Settled in Bankruptcy?
When a consumer files for bankruptcy, certain accounts may be either discharged (legally forgiven) or settled through a bankruptcy plan. Reporting these accounts…
How Do I Report a Loan That Has Been Paid in Full Before the Scheduled Maturity Date?
When a borrower pays off a loan in full before its scheduled maturity date, it is considered an early payoff or loan prepayment….
How Do I Report a Charged-Off Account When the Borrower Is Still Making Payments?
When an account is charged off, it means the creditor has deemed the debt unlikely to be collected and has written it off…
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