Tips, articles, and information about credit reporting from the team at Edge Credit Reporting. What is it they say about the more you know…
A Chapter 12 or Chapter 13 filing triggers reporting obligations that require careful alignment between account-level fields (status, balances, payment amount, history) and…
How should an account be reported when a borrower files Chapter 12 or Chapter 13 bankruptcy, including situations with co-borrowers who did not…
How should a furnisher report an account when a consumer files Chapter 7 or Chapter 11 bankruptcy, including situations with joint borrowers, reaffirmations,…
How should an account be reported when it is included in a consumer’s bankruptcy, including situations with joint borrowers (filer and non-filer) and…
What are the available options for reporting an account that has regular payments temporarily postponed? Temporary payment relief has become a high-scrutiny reporting…
When an account is under investigation, Metro 2® guidance generally expects furnishers to continue reporting the account, but to add the appropriate legal-compliance…
