Tips, articles, and information about credit reporting from the team at Edge Credit Reporting. What is it they say about the more you know…
Late payments are one of the most common negative items on credit reports, and they can significantly impact a consumer’s credit score and…
A credit line increase or decrease occurs when a lender adjusts the total available credit on a revolving account, such as a credit…
When a lender transfers an account to another financial institution, it is crucial to report the transaction accurately to avoid errors on a…
A co-signed account is one in which two parties share legal responsibility for a debt. The primary borrower is the person responsible for…
When a consumer disputes an item on their credit report, the furnisher (lender or data provider) is required to investigate the claim. If…
A charged-off account is a debt that a creditor has written off as unlikely to be repaid after prolonged delinquency. Even though the…
