How Do I Report an Account in Dispute?
When a consumer disputes the accuracy or completeness of information on their credit report, furnishers are required to take immediate action to ensure…
Category: Report to Credit Bureaus
How Do I Report an Account for a Consumer Who Has Moved Out of the Country?
When a consumer relocates internationally, whether permanently or for an extended period, their existing accounts must continue to be reported accurately and lawfully….
How Should Accounts That Have Been Transferred Be Reported?
An account is considered transferred when a lender or servicer moves the account—typically a loan—from one institution to another. This may occur due…
How Should Accounts in Forbearance Be Reported?
Forbearance is a temporary arrangement where a lender agrees to reduce or suspend a borrower’s required payments for a set period due to…
How Should Paid in Full, Closed Accounts Be Reported?
When a credit account is paid in full and closed, it marks the successful completion of a borrower’s obligation. Accurate reporting of such…
How Should Mortgage Loan Modifications Be Reported?
A mortgage loan modification is an agreement between a lender and borrower to change the terms of a mortgage, often to make payments…
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