Utility billing collections rarely break down because a utility cannot identify a past-due account. The harder problem is what happens after bills, reminders,…
A Chapter 12 or Chapter 13 filing triggers reporting obligations that require careful alignment between account-level fields (status, balances, payment amount, history) and…
How should an account be reported when a borrower files Chapter 12 or Chapter 13 bankruptcy, including situations with co-borrowers who did not…
How should a furnisher report an account when a consumer files Chapter 7 or Chapter 11 bankruptcy, including situations with joint borrowers, reaffirmations,…
What are the correct procedures for reporting student loan forgiveness, deferment, and payment pause programs under FCRA and Metro 2® guidelines? Recent changes…
If you’re a business interested in helping renters build their credit, there’s exciting news from Experian! Starting December 1, 2025, Experian’s RentBureau will…
