A Chapter 12 or Chapter 13 filing triggers reporting obligations that require careful alignment between account-level fields (status, balances, payment amount, history) and…
How should an account be reported when a borrower files Chapter 12 or Chapter 13 bankruptcy, including situations with co-borrowers who did not…
How should a furnisher report an account when a consumer files Chapter 7 or Chapter 11 bankruptcy, including situations with joint borrowers, reaffirmations,…
What are the correct procedures for reporting student loan forgiveness, deferment, and payment pause programs under FCRA and Metro 2® guidelines? Recent changes…
If you’re a business interested in helping renters build their credit, there’s exciting news from Experian! Starting December 1, 2025, Experian’s RentBureau will…
What are the proper steps for reporting and resolving consumer disputes in credit reporting, and how do the FCRA and Metro 2® standards…
