How Do I Report an Account That Has Been Paid Through Insurance?
When an account is paid by insurance, it means the consumer’s obligation was satisfied (fully or partially) through an insurance policy, rather than…
Category: Report to Credit Bureaus
How Do I Report an Account That Has Been Restructured or Refinanced?
When a consumer’s loan is restructured or refinanced, the original terms of the obligation change significantly, either by creating a new loan agreement…
How Do I Report a Loan That Has Been Modified?
A loan modification occurs when the creditor and borrower agree to alter the original terms of the loan, often due to financial hardship…
How Do I Report Accounts Affected by Natural Disasters?
Natural disasters such as hurricanes, floods, wildfires, and other major events can have a significant impact on consumers’ ability to meet their financial…
How Do I Report an Account in Dispute?
When a consumer disputes the accuracy or completeness of information on their credit report, furnishers are required to take immediate action to ensure…
How Do I Report an Account for a Consumer Who Has Moved Out of the Country?
When a consumer relocates internationally, whether permanently or for an extended period, their existing accounts must continue to be reported accurately and lawfully….
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