How Do I Report an Account That Is in Dispute?
When a consumer disputes an account, they are challenging the accuracy, completeness, or validity of the reported information. Under the Fair Credit Reporting…
Category: Payment Behaviors
How Do I Report a Loan That Has Been Assumed by Another Party?
When a loan is assumed by another party, it means that the original borrower has transferred the repayment responsibility to a new borrower,…
How Do I Report an Account That Has Been Reaffirmed in Bankruptcy?
A reaffirmed account is a debt that the consumer has chosen to continue paying, even after filing for bankruptcy, through a formal reaffirmation…
How Do I Report an Account That Has Been Transferred to Another Lender?
When an account is transferred from one lender to another, proper credit reporting is essential to maintain the accuracy and integrity of the…
How Do I Report an Account That Has Been Settled for Less Than the Full Balance?
When a borrower and creditor agree to settle an account for less than the full amount owed, it’s crucial that the account is…
How Do I Correct an Error in a Previously Submitted Metro 2® File?
Errors in credit reporting can happen—but under the Fair Credit Reporting Act (FCRA), furnishers are legally required to correct any inaccuracies promptly and…
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