How Do I Report a Loan That Has Been Modified?
A loan modification occurs when the creditor and borrower agree to alter the original terms of the loan, often due to financial hardship…
Category: Report to Credit Bureaus
How Do I Report Accounts Affected by Natural Disasters?
Natural disasters such as hurricanes, floods, wildfires, and other major events can have a significant impact on consumers’ ability to meet their financial…
How Do I Report an Account in Dispute?
When a consumer disputes the accuracy or completeness of information on their credit report, furnishers are required to take immediate action to ensure…
How Do I Report an Account for a Consumer Who Has Moved Out of the Country?
When a consumer relocates internationally, whether permanently or for an extended period, their existing accounts must continue to be reported accurately and lawfully….
How Should Accounts That Have Been Transferred Be Reported?
An account is considered transferred when a lender or servicer moves the account—typically a loan—from one institution to another. This may occur due…
How Should Accounts in Forbearance Be Reported?
Forbearance is a temporary arrangement where a lender agrees to reduce or suspend a borrower’s required payments for a set period due to…
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